Insights
Perspectives from the Keynova Group team and other thought leaders influencing innovative thinking about digital channels.
Mobile Banking Apps Need Personalized Experiences to Hold Consumers
Source: The Financial Brand
Personalization of mobile banking app features is becoming the key to making an increasingly complex product work well. Susan Foulds shares more mobile banking insights with The Financial Brand.
Consumers tap BNPL for larger purchases
Source: Payments Dive
The share of U.S. consumers who’ve used buy now-pay later (BNPL) services has jumped over the past year: 67% of respondents this year have used the service, compared to 47% in 2021, according to a recent report.
Home equity loans back in vogue as cash-out refis fade
Source: American Banker
With higher interest rates negatively impacting mortgage refinancing volumes, homeowners are turning to home equity loans to tap into recent gains.
Four steps carriers should use to engage small businesses
Source: Property Casualty360
For small commercial insurance carriers, the right approach to the digital journey is often the difference between winning new small business clients or falling by the wayside. Beth Robertson and Chris Musto detail how carriers can win more SMB customers.
4 Ways Citizens Bank Keeps ‘Human’ in Its Digital Banking Experience
Source: The Financial Brand
The nature of financial services for both consumers and businesses requires personalization of the digital experience—a balance of technology with customer experience best practices, options for user customization, and relevant insights and guidance—all blended with high-touch customer service that is readily available when required. Citizens Bank taps into the importance of humanizing the digital experience.
Keynova Group Releases New Small Business Banker Scorecard, Bank of America Ranks No. 1
Keynova Group Releases New Small Business Banker Scorecard, Bank of America Ranks No. 1
How to reinvent the small-business insurance market for a digital economy
Deloitte Insights encourages insurers to bolster capabilities for small businesses to keep pace with a changing and increasingly digital economy.
Banks Must Combine Strength of Humans With Power of Technology
Source: The Financial Brand
Building a distribution network that combines the qualities of human interaction with the power of new technologies can leverage customer-facing staff to become a differentiator for traditional banks and credit unions.
Small Business Banking: Revisiting the desktop and getting serious about cash management insights to meet new market challenges
By Susan Foulds, Managing Director at Keynova Group
With digital banking fast-tracked during the pandemic, modernization of online banking for small businesses is critical—especially as banks face headwinds from fintechs, accounting software providers and banking-as-a-service innovators.
Insurance Carriers Advance Digital Tutorials and Usability Elements as Pandemic Furthers Self-Servicing Imperative
Source: Keynova Group Scorecards
Progressive earns top honors for its digital user experience among leading U.S. insurance carriers.
More BNPL Offerings, Card Options Top Credit Card Issuer Trends
Source: Keynova Group Scorecards
Bank of America and Discover Share No. 1 Digital Ranking Among Credit Card Issuers According to Keynova Group’s Q4 2021 Scorecard
Keynova Group Announces Q4 2021 Banker Scorecard Results
Source: Keynova Group Scorecards
Bank of America Continues Its Winning Scorecard Streak, Delivering Market Leading Online Banking Customer Best Practices
Challenger Banks Are Gaining Traction, What Large Banks Can Learn
Christopher Musto and Susan Foulds
Growing customer acquisition and unprecedented levels of late-stage venture funding suggest newfound traction for challenger banking offerings. In this series, Keynova highlights where digital teams at large banks should take a closer look at challengers, and then turns its lens on the areas where leading large banks have demonstrated digital superiority over challengers.
Keynova Group Releases 2021 Small Commercial Insurance Scorecard
Source: Keynova Group Scorecards
New telematics features and digital support for injured workers elevate small firms' insurance experience. Overall market lags in digital servicing for small businesses.
Keynova Group Reports Semi-Annual Mobile Insurance Findings
Source: Keynova Group Scorecards
Telematics fully integrated into primary mobile app for safe driver discounts. Advanced GPS and device capabilities improve customer experience on apps.